Equities First Holdings was established in 2002. The company provides lending services for businesses and individual investors based on security. Their loans are given based on the risk and evaluation of future performance associated with stocks, bonds and treasuries. Headquartered in Indianapolis, Indiana, Equities First Holdings also operates a satellite office in New York. The company’s leadership includes the president Al Christy Jr., the managing director Jeff Smith, and Joe McCarthy who serves as the head trader.
Equities First Holdings specializes in the development of products that provide liquidity efficiently at better terms through a secure and transparent process. Through its unique funding method that has more than 625 transactions, it provides clients with better financing terms and a lower cost capital compared to the conventional financing methods. The company’s operations are international, and its offices in Hong Kong, Bangkok, Sidney, Singapore, London and Perth.
Equities First Holdings is privately owned, with approximately 50 employees. The company is ideal for those with a credit score that disqualifies them from getting conventional loans. According to the company CEO and founder, Christy Jr., their loans are collateralized by stocks. This provides an innovative alternative borrowing for those seeking working capital. A higher loan-to-value ratio characterizes these type of loans compared to margin loans. Their interest rates are also fixed; this enables them provide certainty throughout the transaction.